Before making any financial decision, go through this list of questions. If you're not satisfied with each and every answer, chances are you're looking at a bad investment. Rule #1 – Know What You Need and When Enough Is Enough How can I reduce my costs? Can I achieve the same result or address the same need with less money? Most often, higher costs do not translate into improvements in your quality of life. Rule #2 - Stay Out of Debt! - Debt is always an obstacle to everythi